Waking up to a broken window in your home can be unsettling. You might feel that your privacy was violated, be afraid someone has broken into your home and stolen something you value, or stress over covering the cost of a new window. More often than not, it’s a combination of all three. But, If you need replacement home windows in Limerick, PA, can you count on your homeowner’s insurance to cover the cost? The answer depends on what caused the break.
Is My Broken Window a “Covered Peril”?
Your homeowner’s insurance generally includes a list of “covered perils,” which are situations under which damage to your home is covered. Burglaries and break-ins are two of the most commonly covered perils. If the cause of your broken window is a burglary attempt, your homeowner’s insurance will generally pay for a replacement, assuming that you’ve already met your deductible.
Homeowners insurance may not cover window damage that occurs from a lack of care or maintenance. For example, if your child throws a ball and cracks your own window, your homeowner’s insurance may not pay for the cost of a replacement. While we recommend always talking to your agent, you may want to regard window maintenance as an important preventative measure to avoid a future larger claim, and you might be running the risk of paying for a major replacement if you don’t take time to give your home the maintenance it needs.
Broken Window? Call Alderfer Glass for Replacement!
Vinyl window installations in Doylestown, PA from Alderfer Glass can help you protect the investment that you’ve made in your home. Newer windows don’t just make accidental damage less likely through optional design features — they also help you save money on your energy expenses by providing more effective insulation for your home. We can also replace the glass and insulated glass in your existing window for either maintenance repair or upgrade.
Ready to learn more about replacing your old, energy-inefficient windows with superior products from Alderfer Glass? Our team is standing by to help you make the most of your home! Give us a call today at 877-267-4527 for more information.